The biggest benefit you’ll see when you decide to work with us is a truly personal level of service that shows we care about you.
You’ve probably even experienced the exact opposite of someone who cares. Maybe they acted like they cared when you first started working with them but after time their attitude changed. They stopped calling. They stopped reviewing your investments. Maybe they even left the business altogether and left you all alone.
Does this sound familiar?
Does your story go something like this…
You found an investment person through a friend. This person helped you open an account. They told you about this great investment. They told you you’d make all this money and it’s easy. You thought it sounded great. You even thought…
“How Can I Lose?!”
You took the plunge and started investing.
You watched the investments like they were your vacation pictures.
At first you were excited about them. You opened every statement each and every month with all the excitement of a kid at Christmas only to find out that your money wasn’t growing like you were told it would. After a while you opened a statement here and there and the joy slowly turned to disappointment. Now it’s been quite some time since you’ve looked at a statement.
How do you know if it is doing what it is supposed to?
Has your investment person called you to review your investments?
Have they met with you to see what has changed in your life?
If they had you probably wouldn’t be looking for another advisor.
Maybe this sounds a little too familiar?
Now it’s time to make a change!
Your future depends on it!
You deserve to have someone who wants to help you!
You don’t need to be chained to someone who was there at the beginning because they hoped to make a quick buck!
How is that supposed to help you at all?
You deserve someone who will take the time to find out what your goals are.
You need someone knowledgeable to explain your current investments in a way you understand them.
You need to understand why you use different types of accounts like IRAs, Roth IRAs, 401(k)s, Individual Accounts, Transfer On Death Accounts, 529s, Joint Accounts, Beneficiary IRAs, Simple IRAs, Trusts, and many other types of accounts.
You probably have goals you want to achieve when it comes to your financial future. Right?
Do you think it would be really helpful to have a coach to help you get clarity on those goals?
Would you be able to do more in a shorter amount of time if you had someone helping along the way?
I know it would help. I know it will help you immensely!
Here is the commitment I’ll make to you:
I’ll help you understand what investments you currently have. I’ll explain your account to you in a way that makes sense to you.
I’ll help you figure out what your financial goals are.
You’ll get clarity on these goals to a point that you know why you have the accounts you do.
You’ll know how much you need to reach your goals.
And best of all…
You’ll feel a sense of calm knowing you have help and support towards pursuing your goals.
The support comes through meeting with you each year to review how you are doing. We’ll look at where you started and make sure the goals you started with are still the same goals you want to continue towards.
This ongoing coaching and support is a huge benefit to you reaching your goals!
This whole process of finding a Financial Advisor can be very overwhelming. There isn’t a one-size-fits all approach to helping you. You need to make sure you feel like it’s a good fit for you. You want to make sure you are working with someone knowledgeable.
I hope you take the first step in finding the right Financial Advisor for you by picking up the phone right now.
Call me at 303.279.401k (4015)
I want to see you get on the right track.
I want to see you pursue your goals!
Together we can set out a plan to have you do exactly that!
Have a wonderful day and I look forward to hearing from you!
You have many different ways to invest your money and just as many different types of accounts in which to invest.
What we do is “Needs-Based Planning”.
Needs-Based Planning is finding what your needs are and then helping you come up with a strategy to help you work towards fulfilling those needs. Now we know plans can, and often do, change. To help you stay on track we meet each year to make sure we make small changes along the way to keep you on track.
I like the analogy of a ship sailing across the ocean.
Let’s say a ship takes off out of its port of origin and heads out with a destination in mind. Now because of currents, wind, and tides this ship is very rarely headed directly toward its destination.But,with constant small adjustments it hopefully reaches its destination.
Now let’s say that ship is your investment savings and your destination is retirement.
Our goals are to help your financial ship avoid obstacles and reach your desired port on schedule.
The way we work together to help you during your journey is by making small adjustments to your investment ship’s course. This way we hopefully avoid dangers and the need for drastic changes to your final destination called Retirement.
Now let’s stick with the ship analogy for a little bit longer if that’s all right.
Again if you were going to take a trip by boat you would first want to be sure about your port of origin and your destination port.
Now, if this trip were a short trip around a lake to do some sightseeing you’d choose a boat that would be appropriate like maybe a canoe, or a small fishing boat, or maybe a pontoon boat.
If you were going out on a long trip on the ocean for many days you would more likely enjoy a cruise ship, or if you are an avid sailor you might choose a large sailboat.
You can see that depending on the length and type of trip could affect the boat you choose.
The same goes with investing. Depending on your goal and the length of your “trip” the type of investment and account can vary widely.
To help you pick the right investment and account to help you on your journey you may use many different investments.
Here are some of the ones our clients like you may use:
- Mutual Funds
- Managed Accounts
- Index Funds
- No Load Funds
- Fixed Annuities
- Variable Annuities
- Immediate Annuities
- Deferred Annuities
- Limited Liability Partnerships
- Real Estate Investment Trusts
- Term Life Insurance
- Whole Life Insurance
- Variable Life Insurance
- Universal Life Insurance
- And many other investments not listed above.
We have professionals in many fields available to help you so let us know what you’re looking for and we’ll let you know how we can help. If we can’t help we won’t leave you stranded. We’ll always work to help you find someone that can give you the help you need.
Another very important part of the selection process is determining what type of account to put your investment in.
The types of accounts can vary almost as much as the investments themselves.
You may need to hold your investment in one of the following:
- Joint Account
- Individual Account
- Transfer On Death Account (TOD)
- Individual Retirement Account(IRA)
- Roth IRA
- Beneficiary IRA
- SIMPLE IRA
- Simplified Employee Pension IRA
- Trust Account
- Revocable Trust Account
- Charitable Remainder Trust
- 529 Account
- Unified Gift/Transfer to Minors Account (UGMA/UTMA)
- Custodial Account
- Brokerage Account
- Fund Direct Account
- Or you may need something entirely different to better help you reach your goal.
You can start to see there are many choices when it comes to investing.
That’s why professional advice from a knowledgeable financial advisor is essential.
Our goal is to help you make informed decisions about how and where to invest.
You may have the right account but the completely wrong investment. Or you may have the right investment and you know it’s in the wrong type of account but you don’t know the best way to make the change.
Again, this is exactly why having us get to know you and your goals is essential to helping you make the right decision going forward.
Give us a call right away at (303) 279-4015 and we can work together to get you on the right path towards reaching your very specific goals.